christian Muslim (Minority Communities)

                               Government sponsored scheme 

                                                                                                                  മലയാളം 

        NMDFC SCHEMES

1	Self Employment Loan - 1
	Maximum loan amount - Rs. 15 lakhs Interest rate- 6% Repayment period - 60 months Age limit - 18 – 55 Annual income - Below Rs. 81,000 in rural areas and Rs. 10,3000 in urban areas
2	Self Employment Loan - 2
	Maximum loan amount - Rs. 20 lakhs Interest rate Male - 8% Female - 6% Repayment period - 60 months Age limit - 18 – 55 Annual income - Below Rs. 6,00,000
3	Education Loan - 1
	Maximum loan amount To Study In Kerala - Rs. 7.5 lakhs @ Rs.1,50,000 per annum. To Study In Other States - Rs. 10 lakhs @ Rs.2,00,000 per annum. To Study Abrode - Rs. 20 lakhs @ Rs.4,00,000 per annum. Interest rate - 3% Repayment period - 60 months Age limit - 16 – 32 Annual income - Below Rs. 81,000 in rural areas and Rs. 1,03,000 in urban areas
4	Education Loan - 2
	Maximum loan amount To Study In India - Rs. 20 lakhs @ Rs.4,00,000 per annum. To Study Abroad - Rs. 30 lakhs @ Rs.6,00,000 per annum. Interest rate Male - 8% Female - 5% Repayment period - 60 months Age limit - 16 – 32 Annual income - Below Rs. 6,00,000
5	Micro-Credit Schemes (Through CDS / NGO)
	The Maximum Amount (CDS / NGO) : Rs. 25,00,000/- Rate of Interest to CDS / NGOs : 2% Rate of Interest to the Beneficiary of SHG : 7% Repayment period - 36 months