OBC & Minority - Backward caste Own Fund Schemes (English)

           

  Kerala State Backward Classes Development Corporation Ltd.
                                                                            മലയാളം 

Own Fund Schemes

Apart from the schemes of the National Corporations, KSBCDC is implementing other welfare schemes also for Minority and Other Backward Communities utilizing its own fund.

1	Marriage Assistance Scheme
	Maximum loan amount - Rs. 1.50 Lakhs Interest rate - 6% Repayment period - 72 months Age limit - 18 – 60 Annual income - Below Rs 1,03,000
2	Loan for seeking Employment Abroad
	Maximum loan amount - Rs 1 Lakhs Interest rate - 8 % Repayment period - 60 months Age limit - 18 – 55 Annual income - Below Rs 1,03,000
3	Self-employment loan
	Maximum loan amount - Rs.1 Lakhs Interest rate Upto 5 lakhs - 6% Above 5 lakhs - 8% Repayment period - 60 months Age limit - 18 – 55 Annual income - Below Rs. 1,03,000
4	Suvarnashree (Multi-purpose loan)
	Maximum loan amount - Rs. 2 Lakhs Interest rate - 9% Repayment period - 60 months Age limit - 18 – 55 Annual income - Below Rs. 1,03,000
5	Working Capital Loan
	Maximum loan amount - Rs. 2 Lakhs Interest rate - 7% Repayment period - 60 months Age limit - 18 – 55 Annual income - Below Rs. 1,03,000
6	Business Development Loan
	Maximum loan amount - Rs. 3 Lakhs Interest rate - 9% Repayment period - 72 months Age limit - 18 – 60 Annual income - Below Rs. 1,03,000
7	Vidhyashree Loan
	Maximum loan amount - Rs. 2 Lakhs Interest rate - 6% Repayment period - 60 months Age limit - 18 – 32 Annual income - Below Rs. 1,03,000
8	Consumer Durable Loan
	Maximum loan amount - Rs. 2 Lakhs Interest rate - 10% Repayment period - 60 months Age limit - 18 – 60 Annual income - Below Rs. 6 Lakhs
9	Vehicle Loans
	Maximum loan amount - Rs. 5 Lakhs Interest rate - 10% Repayment period - 84 months Age limit - 18 – 60 Annual income - Below Rs. 6 Lakhs
10	Swastha Griha (House Maintenance) Loan
	Maximum loan amount - Rs. 3 Lakhs Interest rate - 10.5% Repayment period - 84 months Age limit - 18 – 60 Annual income - Below Rs. 6 Lakhs
11	Personal Loan
	Maximum loan amount - Rs. 3 Lakhs Interest rate - 11% Repayment period - 72 months Age limit - 18 – 55 Annual income - Below Rs. 6 Lakhs